About Us
Protecting Futures
Securing Legacies. Empowering Families.
At Diamonds & Rubies Insurance Agency, we specialize in helping individuals and families prepare for life’s uncertainties with confidence. Backed by over 50 years of combined industry expertise, we focus on providing personalized insurance solutions designed to protect your income, preserve your legacy, and support long-term financial security.
We believe insurance is more than a policy—it’s peace of mind. Whether you're planning for retirement, building generational wealth, or simply safeguarding your family’s future, we’re here to guide you every step of the way.
Why Choose Us
A Personalized Approach
No two lives are alike. That’s why we take the time to understand your goals, challenges, and dreams. Our one-on-one consultations empower you to make informed decisions about your financial protection and well-being.
Unbiased, Trusted Guidance
As an independent brokerage, we aren’t tied to any one carrier. This means we bring you the best options from top insurance companies—tailored to your specific situation.
Family-Focused, Future-Driven
We’re not just here for today. We’re here to support you through every life stage—from starting a family, to career milestones, to retirement and beyond.
Our Team
Our licensed professionals are more than agents—we’re advocates. We specialize in life-centered planning, retirement income strategies, and legacy protection. With warmth, professionalism, and deep expertise, we walk with you toward a more secure tomorrow.
Our Core Services
We proudly broker a wide range of tailored solutions to meet your unique needs, including:
Indexed Universal Life (IUL) Insurance
Build tax-advantaged savings while protecting your loved ones. Our IUL strategies offer growth potential tied to market indexes—without the risk of market loss.
Life Insurance
From term to permanent life policies, we help ensure your family is financially supported even in your absence. Coverage is available for every stage of life and every budget.
Annuities
Secure your retirement with guaranteed income options through fixed, indexed, and hybrid annuity products. We work with top-rated carriers to help you grow and protect your nest egg.
Long-Term Care (LTC)
Avoid draining your savings due to future care needs. Our LTC solutions help cover home care, assisted living, and nursing home expenses—without burdening your loved ones.
Disability Insurance
Protect your income if illness or injury stops you from working. Whether short-term or long-term, we’ll ensure your most valuable asset—your ability to earn—is covered.
Estate Planning
Protect Your Legacy. Preserve Your Business.
Planning ahead is the ultimate act of love—for your family and your business. At Diamonds & Rubies Insurance Agency, we specialize in helping individuals, families, and entrepreneurs build and protect generational wealth through thoughtful estate planning and strategic protection solutions.
Key Person Insurance
If you're a business owner, ask yourself: What would happen if your most valuable team member—or you—could no longer work due to death or disability?
Estate Planning
Protect your legacy with Diamonds & Rubies Insurance Agency. We offer estate planning solutions to help you preserve your assets and ensure they are distributed according to your wishes. Estate planning is about more than wealth—it's about control, protection, and peace of mind. We help you safeguard what you've earned and ensure your wishes are carried out with dignity and clarity.We guide you through:
- Wills & Living Trusts – Control how your assets are distributed.
- Beneficiary Designations – Align life insurance, IULs, annuities, and investment accounts.
- Healthcare Directives & Powers of Attorney – Ensure your medical and financial choices are respected.
- Business Succession Plans – Keep your business thriving for the next generation.
Key Person Insurance
Key Person Insurance is a vital protection strategy that:
- Covers financial loss from the death or disability of a key employee or owner
- Helps keep your business stable during transition or loss
- Provides funds to recruit, train, or buy time to recover
- May improve investor confidence and creditworthiness
Whether you're planning your family’s financial future or protecting your company’s future success, we’re here to guide you every step of the way.Let’s protect your truth, your team, and your tomorrow.
Let's Talk
Ready to create a financial safety net for you and your loved ones?
Call us today for a free consultation and risk assessment. Let Diamonds & Rubies help you protect what matters most.
Contact Us
Fill out the form with any questions you have about finding the coverage that's right for you!
Diamonds & Rubies Insurance Agency
Hours
Monday - Friday: 9am - 6pm
Saturday: 10am - 2pm
Sunday: Closed
